Puerto Rico may enter new year in darkness after sudden blackout

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DJ Spoony thanks 'amazing' NHS staff after bleed on the brain treatment

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Is Liverpool's new front three even better than Salah, Mane & Firmino?

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Stoke sack Pelach after just three months in charge

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News Review of the Year 2024

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Pereira outshines Amorim in battle of new Portuguese bosses

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Two die in Sydney to Hobart yacht race

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Drag queen Tayce wins Strictly Come Dancing Christmas special

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Sudan slides deeper into famine, experts say

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Stokes out for three months with torn hamstring

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Amorim questions 'choices' of Rashford's advisors

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Chelsea 'best team in Premier League' - Frank

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దేశగతిని మార్చేసిన 14 ఏళ్ల బాలుడు.. ఒక్క స్లోగన్‌తో 50 ఏళ్ల రాచరికానికి చెక్

Syria: సిరియాలో అంతర్యుద్ధం ముగిసింది. దాదాపు 50 ఏళ్ల పాటు నిరంతరాయంగా సాగిన అసద్ కుటుంబ పాలనకు చెక్ పడింది. అయితే ఈ పాలన అంతానికి ఒక 14 ఏళ్ల కుర్రాడు బీజం వేయడం గమనార్హం.

సిరియాలో అంతర్యుద్ధం ముగిసింది. దాదాపు 50 ఏళ్ల పాటు నిరంతరాయంగా సాగిన అసద్ కుటుంబ పాలనకు చెక్ పడింది. అయితే ఈ పాలన అంతానికి ఒక 14 ఏళ్ల బాలుడు బీజం వేయడం గమనార్హం. సుమారు 13 ఏళ్ల కింద ఆ కుర్రాడు ఇచ్చిన ఓ నినాదం స్ఫూర్తితో లక్షలాది మంది పోరాడారు. ఆ స్లోగన్ ఇన్‌స్పిరేషన్‌తో నియంతృత్వ పాలనకు చరమగీతం పాడారు అక్కడి ప్రజలు. ఇంతకీ ఎవరా బాలుడు? సిరియా స్థితిగతుల్ని అతడు ఎలా మార్చాడు? అతడు ఇచ్చిన నినాదం ఏంటి? అనేది ఇప్పుడు చూద్దాం..

అక్షరాలు మార్చేశాయ్

2011 సంవత్సరంలో మొదలైన అరబ్ స్ప్రింగ్ తిరుగుబాటు తీవ్రతను పాలకుడు అసద్ గుర్తించలేదు. అప్పట్లో నివురు గప్పిన నిప్పులా ఉన్న ఆ తీవ్రత కాస్తా దశాబ్ద కాలానికి ఉగ్రరూపం దాల్చింది. దీంతో ప్రాణాలు అరచేతిలో పెట్టుకొని దేశం విడిచి పారిపోయాడు. అయితే దీనంతటికీ 2010-11లో జరిగిన ఒక ఘటనే కారణం. ఆ ఏడాది ట్యునీషియాలో ఒక వీధి వ్యాపారితో ఓ అధికారి దురుసుగా ప్రవర్తించాడు. ఆ వ్యాపారి సూసైడ్ చేసుకున్నాడు. దీంతో ప్రజల ఆందోళనలు మొదలై నియంత అసద్‌ను గద్దె దించే వరకు సాగాయి. 2011 ఫిబ్రవరి 26న 14 ఏళ్ల మౌవియా సియాస్నే అనే బాలుడు ఒక రోజు స్కూల్ గోడ మీద ‘ఎజాక్ ఎల్ దూర్ యు డాక్టర్’ అని పెద్ద అక్షరాలతో రాశాడు.

13 ఏళ్లు అంతర్యుద్ధం

మౌవియా సియాస్నే రాసిన వ్యాఖ్యకు ‘ఇప్పుడు నీ వంతు వచ్చింది’ అనేది అర్థం. ఈ రాతలు అతడు ఆవేశంలో, బాధలో రాసినవి. తక్కువ సమయంలోనే అవి దేశాన్ని మార్చేశాయి. ఈ రాత విషయం అసద్ అనుచరులకు తెలియడంతో అక్కడ ఉన్న దాదాపు 20 మంది పిల్లల్ని దళాలు బంధించి తీసుకెళ్లాయి. ఆ పిల్లల్ని నిర్బంధించి చిత్రహింసలకు గురిచేశారు. పిల్లల పేరెంట్స్ ఎంత మొత్తుకున్నా కనికరించలేదు. దీంతో ప్రజలు వీధుల్లోకి వచ్చి ఆందోళనలకు దిగారు. వారిని జైళ్లలో వేయడంతో దేశం అట్టుడికిపోయింది. చివరకు 26 రోజుల తర్వాత ఆ పిల్లల్ని విడిచిపెట్టారు. అప్పటి నుంచి ఫ్రీ సిరియా ఆర్మీగా ఏర్పడి అసద్‌ కుటుంబంపై పోరాటానికి దిగాయి. దాదాపు 13 ఏళ్ల పాటు జరిగిన అంతర్యుద్ధం తర్వాత ఎట్టకేలకు నియంత పాలన నుంచి సిరియాకు విముక్తి లభించింది.

Profit From Free Ads Review: Is It Really Worth Your Time and Money?

Profit From Free Ads Review: Is It Really Worth Your Time and Money? If you're looking for a way to earn income through online advertising, you might have come across Profit From Free Ads (PFFA). This platform promises big commissions, solo ad opportunities, and a chance to build an email list—all through a membership that offers various ad packs. But is it really worth the hype? Let’s break down how it works, the benefits, the risks, and whether it’s a solid investment for your business. What is Profit From Free Ads? At its core, Profit From Free Ads is an online advertising platform designed to help users promote their business through solo ads, banner ads, and more. PFFA lets you purchase different ad packs, each offering a mix of advertising tools and potential income opportunities. It also boasts a large user base, which could offer a significant audience for your ads. How Does PFFA Work? PFFA offers seven different ad packs, each with increasing benefits and costs. The idea is that as you level up by purchasing higher-tier packs, you unlock more advertising opportunities, better commissions, and more views for your ads. Here’s a quick rundown of how it works: Free Membership: With a free account, you can collect ad credits to promote limited text and banner ads. However, you can't send solo ads, earn commissions, or recruit new members to earn money from their ad pack purchases. Paid Membership: When you upgrade to a paid membership, the benefits really start to roll in. Depending on the tier you choose, you can: Send Solo Ads: Paid members can send solo ads to the entire PFFA network and to their personal sign-ups. Earn Commissions: You’ll earn commissions for each ad pack sale, with higher-tier packs offering better rates. Get Ad Views: The higher your pack, the more views your text and banner ads will get. Give Away Ad Credits: Higher-level members can give away unlimited free ad credits to encourage new sign-ups and grow their list. Each ad pack includes all the benefits of the lower-tier packs, so upgrading gives you access to even more perks. PFFA Ad Pack Options Here’s where things get interesting. PFFA has seven ad packs to choose from. The more you invest, the more benefits you get, including: More text and banner ads More ad views for your campaigns More solo ad opportunities Higher commission rates on ad pack sales More valuable ad credits to give away Each pack builds on the previous one, so higher-tier memberships can help you take your advertising to the next level. But remember, this also means you’re paying more upfront for the added perks. Is PFFA Legitimate? While Profit From Free Ads isn’t technically an MLM (Multi-Level Marketing) program, its structure can feel a bit MLM-like. Here’s why: You earn commissions by selling ad packs to other users, and part of your success depends on recruiting new members who will also buy ad packs. While the platform doesn’t officially call it an MLM, the commission structure does rely heavily on recruitment, which is a hallmark of MLM-style businesses. The Pros and Cons of PFFA Like any platform, PFFA has its upsides and downsides. Let’s take a look at both. Pros: High Earnings Potential: With commission rates reaching up to $584.50 per sale on higher-tier ad packs, there’s a lot of money to be made if you’re successful. Exposure to a Large Audience: PFFA boasts a sizable membership base, which could give your ads significant exposure. Solo Ad Opportunities: Paid members can send solo ads to the entire PFFA network, which could help drive more traffic to your offers. List Building: By giving away free ad credits, you can encourage new sign-ups and grow your email list. Cons: High Membership Costs: While there’s a free membership, it’s pretty limited. The paid memberships can get pricey, especially the higher-tier packs. MLM-Like Structure: The focus on recruiting new members to earn commissions raises some red flags for those wary of MLMs. No Guarantees of Success: As with any online business, your success with PFFA depends on a lot of factors—your marketing skills, the quality of your offers, and how well you promote the platform. What Do Users Say About PFFA? PFFA features testimonials from users who claim to have had positive experiences. Many report success with getting more sign-ups, boosting their business, and seeing an increase in their advertising effectiveness. However, it's important to remember that testimonials are often subjective. What works for one person might not work for another. Success in this platform depends largely on how well you execute your marketing efforts. Conclusion: Is PFFA Worth It? So, is Profit From Free Ads worth your time and money? It could be—if you’re comfortable with its structure and ready to invest in higher-tier ad packs to unlock the full potential of the platform. While the opportunity to earn substantial commissions and advertise to a large audience is real, there are a few things to consider first: The cost of membership can be steep, especially at the higher levels. The platform’s MLM-like structure might not appeal to everyone. Success isn’t guaranteed, and you'll need to put in solid effort to see real results. Before jumping in, it’s important to weigh the potential rewards against the risks. Do your research, understand what you’re getting into, and decide if this aligns with your business goals. If you’re ready to dive in, PFFA could offer you some exciting opportunities to boost your online advertising and build an email list—just make sure you’re clear on the costs and expectations.

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'I worry every second': Mother of only British hostage in Gaza fears for her life

Mandy Damari tells the BBC she is increasingly concerned for her daughter Emily, who has been held for more than 400 days.

Tragedy chanting arrests at Liverpool v Man City

Police say nine men were arrested at the Liverpool vs Manchester City game on Sunday at Anfield.

Fianna Fáil emerges as largest party in Irish election

The party has won 48 seats, with Sinn Féin second on 39 and Fine Gael third on 38.

Starmer: UK does not need to choose between US and EU

The PM says he will follow Attlee and Churchill in supporting allies, including Ukraine.

Israel strikes Lebanon as Hezbollah targets military post

Both sides accuse each other of violating last week's ceasefire aimed at ending 13 months of conflict.

Georgia’s moment of truth: Protesters demand Western path not Russian past

The ruling party denies any Russian link, but its actions raise questions about Georgia's path to the EU.

Ex-spy Skripal was a 'sitting duck', inquiry told

The final day of evidence in public hears more about the Novichok nerve agent attack.

Gregg Wallace apologises for 'middle-class women' comment

And, President Biden pardons son Hunter.

Queen Camilla to miss start of Qatari state visit after chest infection

A Palace source says the infection Queen Camilla has had in recent weeks is lingering, leaving her with diminished reserves of energy.

She fled Israeli bombing four times. It still found her

Rihab Faour's long journey to safety, from her small village in southern Lebanon, ended in the death of her young family.

Losing your mind looking at memes? The dictionary has a word for that

The term captures concerns about the impact of consuming excessive amounts of low-quality online content.

Bowen: Syria's rebel offensive is astonishing - but don't write off Assad

The country's president has already shown he is prepared to go to brutal lengths to save his regime.

How Liverpool mixed best of Klopp & Slot to beat Man City

Liverpool's perfect mix and match of Jurgen Klopp's heavy metal and Arne Slot's symphony destroyed Manchester City, writes Phil McNulty.

Gregg Wallace accusers criticise his response to allegations

The TV presenter earlier branded his accusers a "handful of middle-class women of a certain age".

'Hundreds of millions' - Ecclestone to sell car collection

Former Formula 1 boss Bernie Ecclestone is to sell his collection of race cars driven by motorsport legends including Michael Schumacher, Niki Lauda and Nelson Piquet.

Watch Match of the Day

Gary Lineker introduces the goals and drama from the weekend’s Premier League fixtures.

Family 'desperate' as British couple still missing after Red Sea sinking

The family of a couple missing after a tourist boat sank are anxiously awaiting news of their loved ones.

Thousands visit site of Hassan Nasrallah's assassination

At the site of a crater left by the Israeli air strike that killed him, Nasrallah's supporters wept and chanted his name.

Kate sends emotional Christmas message of 'love, not fear'

The Princess of Wales writes of the need for mutual support ahead of her carol concert next week.

Thousands take to Georgia's streets for third night after EU talks halted

Thousands are protesting in Tbilisi for a third night after the government put EU accession talks on hold.

Syrian troops withdraw from Aleppo as rebels advance

Over 300 people have been killed since rebels launched an offensive against the government this week.

Tallies predict upset for some ministers in Irish election

An exit poll shows a three-way race between the largest parties Sinn Féin, Fine Gael and Fianna Fáil.

Financial watchdog says MPs' criticism 'not fair'

Nikhil Rathi says the organisation has improved, but a report says its culture has "got worse".

Typhoo Tea falls into administration as sales slide

The 120-year-old British tea brand has suffered from falling sales and widening losses.

The Papers: al 'MPs' historic vote on assisted dying' and 'Notre Dame reborn'

The news of MPs supporting a bill on assisted dying dominates Saturday's front pages.

Buckingham Palace curtains in your home for Christmas?

Recycled curtains from royal palaces are used to cover foot stools and being auctioned for charity.

'I watched porn morning, noon and night'

Excessive masturbation and exhaustion - what happens when watching porn takes over your life?

Inside the £4m mansion Jurgen Klopp called home

Take a peak behind the doors of the football manager's sumptuous former home, now for sale at £4.25m.

Rupert Grint to pay £1.8m after losing tax battle

The former Harry Potter star is ordered to pay the sum after losing a tax appeal.

Starmer's Migration Mission

Adam, Chris, Alex and Nick look back on the week

Transport secretary pleaded guilty to 2014 work phone incident

The transport secretary says she admitted to a criminal offence relating to a police investigation.

Czech billionaire closes in on deal to buy Royal Mail

Daniel Kretinsky is understood to have offered a series of concessions to the UK government.

Ceasefire largely holds but Israelis near Lebanon border have their doubts

Some people say the ceasefire with Hezbollah is a mistake, even a “surrender”.

Romania orders election recount after TikTok bias claims

TikTok denies it gave preferential treatment to any candidate in Romania's presidential election.

The Assisted Dying Debate

Amol and Nick catch-up with Dame Esther Rantzen and speak to two MPs about how their religion has influenced their thinking.

Vauxhall owner to close Luton plant putting 1,100 jobs at risk

Motor giant Stellantis says it is closing the van making plant in the context of the UK's rules on electric vehicle sales.

Aston Martin issues second profit warning in two months

The iconic firm blames "minor delay" in deliveries of its ultra-exclusive Valiant cars for the shortfall.

AI spurs 'revolution' for some visually impaired people

AI services that can describe pictures and scenes are helping the visually impaired.

The Papers: 'Tories failed on migration' and 'cops target Al Fayed network'

Kemi Badenoch's first major speech as Conservative leader and more Al Fayed claims lead the papers.

Jeremy Bowen: 'The Lebanon ceasefire is a respite, not a solution for the Middle East'

What the latest developments mean for Iran's position - and for the prospect of peace in Gaza

US regulator says AI scanner 'deceived' users after BBC story

In a proposed settlement, Evolv Technology will be banned from making certain claims about its products.

Partner told mum 'hitting you is like hitting a man', manslaughter trial hears

Ryan Wellings’ alleged violence to Kiena Dawes led to her taking her own life, a court hears.

England punish sloppy South Africa to seal T20 series

England equal their third-highest score in women's T20 internationals to cruise to victory against South Africa and seal the three-match series with a game to spare.

Tories got immigration wrong, says Kemi Badenoch

The new Tory leader says she would impose a cap on the numbers allowed to enter the UK if she was in power.

Numerous bomb threats made against Trump cabinet nominees, FBI says

Police are investigating a wave of incidents which happened on Tuesday night and Wednesday morning.

MPs back plans for phased smoking ban

The legislation would make it illegal for anyone aged 15 or younger to ever buy cigarettes in the UK.

Newscast

And, Government promises overhaul of job market.

Israeli anger at 'irresponsible and hasty' ceasefire

Many displaced residents of northern Israel feel unease and mistrust over their PM's deal with Lebanon.

New Mauritius PM has reservations about UK's Chagos deal

Navinchandra Ramgoolam, in power for a fortnight, spoke after meeting British envoy Jonathan Powell.

Watch: Netanyahu explains why Israel agreed ceasefire deal

His announcement comes after more than a year of conflict between Israeli and Hezbollah forces.

Climbing inside a Kelpie's head

Visitors will soon be given the chance to climb inside the 98ft tall structures near Falkirk.

Trump threatens China, Mexico and Canada with new tariffs

Trump said he plans to raise tariffs 25% on Mexico and Canada and an additional 10% on China on his first day in office.

How service charges in flats spiralled out of control

Bills for leaseholders have risen by 44% since 2016. Is Labour's new plan really the solution?

Reeves My Lips, No New Taxes (On Business)

Chancellor tells businesses she is “not coming back with more borrowing or more taxes”.

5 Live Sport

Alistair Bruce-Ball and guests with reaction and debate on the weekend's football.

More rain forecast after Storm Bert hits UK

At least five people died as the storm brought heavy rain, wind and snow over the weekend.

5 Live Sport

Alistair Bruce-Ball and guests with reaction and debate on the weekend's football.

Barbara Taylor Bradford: An author of substance

The life of the prolific writer, famous for family sagas with female characters as strong as herself.

General Motors agrees deal to enter F1 in 2026

US car giant General Motors reaches an agreement in principle to enter Formula 1 in 2026 with its Cadillac brand.

Far-right candidate takes shock lead in Romania presidential election

Calin Georgescu, a critic of the EU and Nato, looks set to face the pro-Europe prime minister in the second round.

From eyesore to asset: How a smelly seaweed could fuel cars

Scientists in the Caribbean are turning algae that have been choking beaches into biofuel.

People told to shop around as energy bills rise

Someone paying by direct debit and using a typical amount of energy will pay £21 more a year from January.

Match of the Day 2

Highlights of Southampton v Liverpool and Ipswich v Manchester United.

Ireland hardens illegal immigration response

Ireland is clamping down on migrants crossing the border from the UK - the BBC sees the policy in action.

Wicked opening set to be biggest for Broadway film

Wicked is also expected to have the top-grossing opening weekend in UK and Ireland of 2024.

'Don't drink the spirits': Laos backpackers avoid shots after suspected poisonings

The deaths of six tourists sent shock waves through the backpacker scene in Vang Vieng.

Storm Bert floods 'absolutely devastating', says Welsh FM

Heavy rain is moving across Wales into parts of England, as widespread flood warnings remain in place.

Why Verstappen's 'almost flawless' season is 'towering achievement'

Max Verstappen is recognised as one of the all-time greats of F1 and demonstrated why by maximising his results during 2024, writes Andrew Benson.

Why 'extra special' Nwaneri has to remain patient

Ethan Nwaneri is the second-youngest player to score a Premier League goal for Arsenal, behind only Cesc Fabregas - but Mikel Arteta explains why he must stay patient.

Hamas says female hostage killed in northern Gaza

The woman's identity has not been revealed and it is unclear how or when she is said to have died.

Dominant Springboks inflict 12th Wales loss in row

Wales slump to a 12th loss in a row as the Springboks end their season on high.

Hawkins defeats eight-time UK champion O'Sullivan

Eight-time UK champion Ronnie O'Sullivan is eliminated out on the opening day of the 2024 event, losing 6-4 against world number 20 Barry Hawkins.

Man dies after tree falls on car as Storm Bert sweeps UK

High winds and snow are affecting road and rail travel, while heavy rain brings the potential for flooding.

Hamas says female hostage killed in northern Gaza

The woman's identity has not been revealed and it is unclear how or when she is said to have died.

Putin says Russia will use new missile again in 'combat conditions'

Ukraine's President Zelensky has urged a "serious response" to Moscow's use of its Oreshnik ballistic missile

COP29 overruns as poor countries seethe over climate cash

Developing nations said a new cash offer from rich nations showed "contempt for our vulnerable people".

Jailed cancer charity thief ordered to pay back rest of £95,000 she defrauded

Lindsay MacCallum was jailed for defrauding two charities of over £95,000 while working for them.

Two detained over Gatwick Airport 'suspect package'

An explosive ordnance disposal team was deployed after a suspected prohibited item was found.

Gordon Brown declares opposition to assisted dying

The bill, proposed by backbench Labour MP Kim Leadbeater, is set to be debated in parliament on Friday.

Everything we know about Russia's Oreshnik missile

Russia's President Putin said the new powerful missile was used against Ukraine on Thursday.

'I was shocked' by Captain Tom charity, says ex-boss

The former chief executive of the Captain Tom Foundation tells the BBC he uncovered what he considered questionable practices.

Girl left near death after being drugged by mother

The woman was arrested after a urine test on her daughter found ibuprofen, which had not been prescribed.

Gavin and Stacey cast in first official photo

The first official photo from the final Gavin and Stacey episode is released ahead of Christmas Day.

US charges Indian billionaire Gautam Adani with fraud

The Adani Group has denied the allegations of bribery and fraud, calling them "baseless".

NHS hours from PPE running out in Covid, Matt Hancock tells inquiry

Former health secretary tells inquiry some healthcare settings did run out - "and it was awful".

Recall of popular contraceptive pill in South Africa

A faulty batch of Yaz Plus means some packs contain only four active pills rendering them ineffective.

Fresh weather warnings as UK hit by cold snap

Fresh warnings of snow and ice announced for parts of the UK going into Thursday and the weekend.

Watch: The TikTokers filming destroyed homes in Beirut

In Beirut, two TikTokers are filming the damage caused by Israeli air strikes for families who have fled.

Man who drugged wife in French mass rape case told: You'll die alone

Tensions burst into the open in court when Dominique Pelicot is accused by his daughter of lying.

Listen: 5 LIve Tennis - Gracias, Rafa

As Rafael Nadal retires from tennis, 5 Live Sport takes a look back at his career.

Archbishop of Canterbury to remain in post until new year

Justin Welby will conduct few public engagements before completing his official duties in January.

MP calls for ban on auction sales of human remains

Labour’s Bell Ribeiro-Addy said she has been told of human remains frequently auctioned "disguised as modified items or replicas".

Letby likely murdered more children, doctor tells inquiry

Lead consultant Stephen Brearey said he believed Lucy Letby had murdered children prior to June 2015.

Met Office issues new yellow warning for more snow and ice

Snow has fallen across parts of the UK with forecasters saying there is a risk of ice as temperatures drop overnight.

Prince Harry jokes in tattoo sketch for Invictus

Prince Harry has appeared in a comedy sketch about getting a tattoo, as he promotes his Invictus Games.

Explaining the farming tax change row

BBC Verify examines the different claims about how many farms will be affected by the inheritance tax changes for agricultural assets.

Gisèle Pelicot condemns rape accused and says French society must change

She has waived her right to anonymity so the entire trial can be heard in public.

Mulberry cuts jobs in ‘rebuild’ after poor sales

The company's newly-appointed CEO says the luxury goods industry faces "significant uncertainty".

Biden's move on missiles for Ukraine angers Trump allies

It is not clear if Biden's decision will be endorsed by Donald Trump who has promised to end the Ukraine war.

Furious row at UN as Russia blocks Sudan ceasefire move

The UK calls vetoing a ceasefire plan a "disgrace" but Russia says Sudan's sovereignty is being ignored.

'A coding Mozart': Boy, 7, gets job offer from Russian IT firm

The software company's boss said Sergey, who teaches coding in online videos, was 'a kind of Mozart'

Will the UK follow the US and allow the use of long-range missiles in Ukraine?

Britain has been unwilling to let Ukraine send storm shadow missiles into Russia over fears of escalation.

James Landale: What Starmer wants from China is more trade

The PM wants to improve UK-Chinese relations but the re-election of Donald Trump could hinder his efforts.

Biden's move on missiles for Ukraine angers Trump allies

It is not clear if Biden's decision will be endorsed by Donald Trump who has promised to end the Ukraine war.

Starmer to meet Chinese President Xi at G20 summit

The first in-person meeting since 2018 will come as the PM prioritises shoring up support for Ukraine.

How to see Leonid meteor shower as it peaks on Sunday night

The Leonid meteor shower will peak late on Sunday night into early Monday but will the weather allow for good viewing?

'I want my womb removed but doctors say I'm too young'

Emily, who is 26, says her requests for a hysterectomy are ignored because of her age.

Keep protesting, says Navalny's widow at Berlin march

The march was led by Yulia Navalnaya, widow of Russian opposition leader Alexei Navalny, who died in February.

Russia's soldiers bringing wartime violence back home

Many of the attackers have previous criminal convictions and were released from prison purely to fight.

Police officers 'punch bags' in 'epidemic' of violent attacks

There has been a surge in violence against the police, a BBC investigation has found.

Four arrests after M62 crash during police pursuit

A man is critically ill in hospital after the collision near Huddersfield on Saturday.

Senators call for probe into Musk's alleged contact with Russia

Musk’s reported relations with Russia “pose serious questions” about US national security, the Democratic senators argue.

United by loyalty, Trump's new team have competing agendas

This week has revealed much about Trump's ambition but also hinted at tests and headaches that may lie ahead.

Megaport opens up Latin America to Chinese trade as US looks on

A new China-backed megaport in Peru may create whole new trade routes that will bypass North America entirely.

Eight dead after stabbing at school in eastern China

A 21-year-old man has been arrested after a stabbing incident in the city of Wuxi, police say.

Typhoo Tea teeters on the brink of administration

The loss-making firm is attempting a turnaround amid a break-in and fire at its former factory.

Why mortgage costs are rising despite interest rate cut

Lenders have been raising the cost of fixed-rate deals creating a headache for buyers and those remortgaging.

Tyson vs Paul fans 'furious' at Netflix problems

The streaming giant's first foray into live boxing was beset with technical glitches.

Club closed after security guard charged with rape

The popular London club has been closed on public safety grounds, say police.

'You can do anything', says Grammy nominated NI star

Northern Irish hip-hop artist Jordan Adetunji, says he's "still processing" his nomination.

Harry one of two claimants still suing Sun publisher, court told

Prince Harry and former Labour deputy leader Tom Watson are the two remaining claimants suing News Group Newspapers.

Two of UK's biggest clubs get in-house drug testing

The venues, in Manchester and London, invite charity The Loop to test drugs behind the scenes.

Returning Raducanu puts Britain in charge of BJK Cup tie

Emma Raducanu wins on her return from injury to give Great Britain the best possible start in their bid for a first Billie Jean King Cup title.

Volunteers enter South Africa shaft to aid miners

This week a government minister said those underground illegally would be "smoked out".

Welsh advert causes Celtic confusion in Glasgow

A large billboard partly in Welsh appears in Glasgow advising customers what to do in a power cut.

Satirical news site The Onion buys Alex Jones's Infowars at auction

Infowars was auctioned as part of a defamation ruling after Jones falsely called the Sandy Hook School shooting a hoax.

Folic acid added to flour to lessen birth defects

Fortifying bread and flour will help reduce neural tube defects, such as spina bifida.

George says England have 'evolved' since World Cup

Captain Jamie George says England have "evolved" from the side beaten by South Africa in the World Cup semi-finals last year.

Climate COP Out?

And, Adam speaks to Climate Change Committee Chief Executive Emma Pinchbeck.

November full Moon is last chance to see supermoon in 2024

The Beaver supermoon will be bigger and brighter than a normal full Moon but will the clouds part for long enough to get a glimpse?

Fossil fills 70-million-year gap in understanding

The complete skull is one of the most significant finds of its kind, say researchers.

HRW accuses Israel of war crime of forced displacement in Gaza

The rights group says the forced evacuation of 1.9m people amounts to a crime against humanity.

Giant wall of dust sweeps across central California

The huge dust storm - also known as a haboob - limited visibility and left many residents in the dark.

Presidents Roasting By An Open Fire

President-elect Trump meets President Biden in the Oval Office.

Trump has full control of Washington - but he won't always get his way

Gary O'Donoghue looks at Trump's "trifecta" of power, and how far it will help him keep his promises.

Why the name switch from Snowdonia to Eryri matters

For many Welsh speakers, Eryri and Yr Wyddfa are the names they have used all along.

Women jailed over sadistic monkey torture videos

The judge describes Holly Le Gresley and Adriana Orme's actions as "abhorrent and sadistic".

IOC needs to protect 'female sport', says Lord Coe

The IOC needs to improve rules on transgender athletes to protect "female sport", says World Athletics president Lord Coe.

Dating fraudster could have scammed 'hundreds' more women

Women were seen as targets by a serial scammer, but together they ensured he would face the truth.

Speed of cricket balls could stump housing scheme

Developers and Sport England disagree over the risk from cricket balls to future residents.

‘Adults buying kids toys to escape global turmoil’

Retailers are increasingly targeting the "kidult" market as family finances are squeezed.

‘Adults buying kids toys to escape global turmoil’

Retailers are increasingly targeting the "kidult" market as family finances are squeezed.

Legal challenge to Rosebank oil field begins

Campaigners want to stop the Rosebank oil and Jackdaw gas fields, but oil companies say they are vital.

British author Samantha Harvey wins Booker with space story

The first book set in space to win, Orbital follows astronauts in the International Space Station.

When horror hits China, the first instinct is shut it down

Chinese society is reeling from a series of deadly attacks. The reaction from authorities is often suppression.

Homeworkers get 24 more minutes of sleep a day

Office for National Statistics data suggests homeworkers get more sleep and exercise on average.

Post Office jobs and branches at risk in shake-up

Hundreds of head office workers are facing cuts and loss-making branches are under threat of closure.

Lights under surfboards could deter shark attacks - study

Fixing LED lights under surfboards could stop great white sharks from attacking, Australian scientists find.

Post Office jobs and branches at risk in shake-up

Hundreds of head office workers are facing cuts and loss-making branches are under threat of closure.

Seven wild moments from the turbulent story of Bitcoin

Its record price is making headlines - but that's just one part of the cryptocurrency's tumultuous story.

Edinburgh University warns students not to be 'snobs'

The institution admitted class-related prejudice was a problem on campus.

Gary Lineker to leave BBC's Match of the Day

The broadcaster has hosted the corporation's flagship football show Match of the Day since 1999.

Coleen Rooney, GK Barry and Danny Jones in I'm a Celeb 2024 line-up

The 2024's series of I'm a Celebrity include McFly's Danny Jones and social media influencer GK Barry.

Covid inquiry told Treasury blocked NHS bed request

NHS England chief executive Amanda Pritchard says the decision, in July 2020, was very disappointing.

Rogers called into England squad as eight pull out

Aston Villa's Morgan Rogers is called up to England's squad for November’s Nations League internationals after eight players withdraw through injury.

Watch the Monday Night Club on BBC iPlayer

Mark Chapman and guests debate the weekend's football.

Energy smart meter issues creating north-south divide

Technology differences mean meters in northern England and Scotland may not work properly, energy firm body admits.

‘Catfish killer used my photo to trap other girls’

Three victims have spoken to the BBC after one of the world’s most prolific online sex offenders was jailed.

‘I lost nine teeth filming Squid Game’: BBC on set with show’s director

The South Korean hit drama returns for a second season in December.

The Papers: Kate's 'solemn duty' and PM to hold talks with Macron

The Princess of Wales' appearance at the Remembrance Sunday ceremony at the Cenotaph features on several of Monday's front pages.

Rita Ora in emotional tribute to Liam Payne at MTV Awards

The singer and ceremony host remembers the One Direction star as "one of the kindest people I knew".

Fans spot porn website on Wicked dolls packaging

Mattel recently released the singing dolls ahead of the release of the Wicked movie starring Cynthia Erivo and Ariana Grande.

Stars hit MTV Awards red carpet in Manchester

The MTV Europe Music Awards are taking place in the UK for the first time in seven years.

Power in the Palms: Inside the pilgrimage to Mar-a-Lago

Political hopefuls flock to Donald Trump's Florida home as the president-elect assembles his cabinet.

The Papers: Kate 'back on duty' and tax hike 'backlash'

The Princess of Wales' return to public duties and reaction to tax hikes unveiled in Chancellor Rachel Reeves' Budget feature on several of Sunday's front pages.

Prince William's openness is a sign he wants to do things differently

The prince appeared more relaxed and open with media throughout his South Africa tour.

Fortnum & Mason party snub was hurtful, Paralympian says

The London high-end grocer has apologised over failure to host Paralympic athletes alongside Team GB Olympians at event

Child killed by falling tree branch

Emergency services were called to Banstead, Surrey, just after 16:00 BST

Kate joins royals at Remembrance event

The Princess of Wales has joined the rest of the Royal Family at the Festival of Remembrance in London's Royal Albert Hall.

Record-breaking runner stars in New York Marathon

Lloyd Martin, who has Down's syndrome, runs the New York Marathon after a record-breaking London run.

Trump tariffs could cost UK £22bn of exports

The UK could face a £22bn hit to its exports if Donald Trump carries out his tariff threats, researchers say.

Climate talks to open in shadow of Trump victory

Leaders heading to the annual UN climate talks have a lot of other distractions to contend with

US central bank boss says Trump can't fire him

The US central bank cuts interest rates, as its chairman vows to stay on the job.

Watchdog to review police handling of Al Fayed abuse claims

The Independent Office for Police Conduct will review two cases the Met Police investigated.

Harrods boss tells BBC he is 'dreadfully sorry' for Al Fayed abuse

It is the first time the managing director of the luxury store has personally apologised on camera.

Watchdog to review police handling of Al Fayed abuse claims

The Independent Office for Police Conduct will review two cases the Metropolitan Police investigated.

Russia jails soldiers who killed entire family in Ukraine

The sentence, handed down by a Russian court, is a rare example of the country holding its troops to account for war crimes.

Three charged in connection with Liam Payne's death

Argentinian prosecutors say three people have been charged in connection with the singer's death.

Support for Ukraine 'iron-clad', PM tells Zelensky

The leaders met at a European summit in Hungary amid fears President-elect Trump might curb aid to Ukraine.

Putin congratulates 'courageous' Trump on election win

The Russian president says he was impressed by Trump's reaction to the first assassination attempt against him.

US cuts interest rates as Trump election raises uncertainty

Donald Trump's plans for tax cuts and tariffs raise questions about much further the Fed might cut.

US cuts interest rates as Trump election raises uncertainty

Donald Trump's plans for tax cuts and tariffs raise questions about much further the Fed might cut.

Israel passes law to deport relatives of attackers, including citizens

Opponents say the legislation, which would apply to close family members, is unconstitutional.

Mings mistake biggest I ever witnessed, says Emery

Tyrone Mings became the first Englishman to concede a penalty on his Champions League debut in bizarre fashion as Aston Villa lost to Brugge.

Harris says Irish general election to be called on Friday

Simon Harris, the leader of Fine Gael, told Irish broadcaster RTÉ News that the likely polling day will be Friday 29 November.

William announces Earthshot winners in Cape Town

Fifteen finalists, from countries including Kenya, Indonesia, the UK and Nepal, were competing for a £1 million Earthshot Awards prize.

Liam Payne's body to be flown back to the UK

The musician's body is returned to his family, three weeks after his tragic death in Argentina.

Benn's provisional doping suspension lifted

Conor Benn's provisional suspension is lifted after a two-year battle with UK Anti-Doping (Ukad) and the British Boxing Board of Control (BBBofC).

Ivanka, Melania, a golf champion: Who was in Trump's huge victory entourage?

A closer look at the dozens of family members, advisers and allies who joined the president-elect on stage.

All eyes on early vote results in key swing state of Georgia

The first wave of exit polls has voters naming the state of democracy and the economy as their most important issues.

Harris returns to alma mater Howard University on election night

The Democratic nominee retains ties with the historically black university she attended in the 1980s.

Elon Musk to spend election night with Donald Trump

Trump earlier said he was going to host "a very special group of people" in Mar-a-Lago in Florida.

William takes on illegal wildlife trade in Cape Town speech

Prince William warns that wildlife crime has "ripple effects" that are "profound for us all".

Donald Trump casts his vote in US election

The Republican presidential candidate says he feels "very confident" as he casts his ballot.

'Merchants of death' people-smuggling gang jailed

The conviction of members of the prolific smuggling gang is the culmination of a Europe-wide operation.

Four viral claims of voting fraud fact checked

BBC Verify investigates claims spreading online questioning the integrity of the US election.

In pictures: US election day 2024

Voters across the US are casting their in-person ballots - starting with a tiny township in New Hampshire.

Scribehow

 

Novel way to beat dengue: Deaf mosquitoes stop having sex

Mutant males struggle to mate, which could offer a way to controll mosquito populations, scientists say.

Watch: Oxford Street Christmas lights switched on

The famous shopping street becomes the first major London display to switch on for Christmas.

Modi condemns violence after Canada temple incident

Three people have been arrested and charged over an incident at a Hindu temple near Toronto.

Officer apologises for comment about Novichok victim

An inquiry into the death of Dawn Sturgess has begun its third week.

Drag Race's Kyran Thrax: 'The show saved me after being groomed'

Drag queen Kyran Thrax on finding drag, their first show and rebuilding their confidence after being groomed.

Amy Dowden will not return to Strictly this year

A Strictly spokesperson said the dancer is "focusing on her recovery following a foot injury".

The house paints that promise much more than colour

Paints now promise to make your house cooler, warmer, or simply peel off.

Royal estates 'receive millions from public bodies and charities'

The private estates of King Charles and Prince William have received millions of pounds from contracts with taxpayer-funded bodies, according to a new documentary.

Pro-EU leader ahead in tight Moldovan vote amid claims of Kremlin meddling

Maia Sandu has overtaken her Russia-friendly rival Alexandr Stoianoglu in a tense presidential run-off.

Spain's king and queen pelted with mud in flood-hit Valencia

Protesters shouted "murderer" at Felipe VI, who was also asked why nothing had been done to avoid the tragedy.

Queen Camilla warns of 'terrifying' domestic violence

The Queen talks to survivors of domestic violence in a forthcoming TV documentary.

Badenoch makes new chief whip first shadow cabinet appointment

The formal announcements of who will be in Kemi Badenoch’s senior team will be made by on Tuesday.

Boy charged after girl, 13, found with stab injuries

A 14-year-old boy is charged with attempted murder after a girl was found seriously hurt at Hessle.

Royal estates 'receive millions from public bodies and charities'

The private estates of King Charles and Prince William have received millions of pounds from contracts with taxpayer-funded bodies, according to a new documentary.

Hoax Dublin Halloween parade listing a 'mistake', says website

The owner of a Pakistan-based website says the non-existent Halloween parade was "a mistake".

Iran's supreme leader says enemies will receive 'crushing response'

The threat comes a week after Israel attacked Iran, raising fears that retaliation will escalate to war.

Police send Russell Brand file to CPS to consider charges

The comedian and presenter has denied allegations relating to the period from 2006 to 2013.

Outpouring of unity in Spain as anger grows over slow response to floods

Hundreds of volunteers take up buckets and brooms in Valencia as the government bolsters its response to the devastating floods.

Badenoch is favourite, but will she clinch Tory leadership crown?

BBC political editor Chris Mason gives the run down on how the Tory Party leadership result could play out.

How many farms will be affected by Budget tax rises?

Estimates of the number of farms affected range from 100 to 70,000.

Search for Spain flooding survivors continues

More than 200 people are dead and dozens more still missing after torrential rain earlier this week.

Spain floods: Before and after images show devastation

Satellite images and on-the-ground photos show the scale of destruction caused by the floods.

Girl, 13, stabbed and six held on attempted murder

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Understanding Return on Investment (ROI)

 Understanding Return on Investment (ROI)

Return on Investment (ROI) is a crucial financial metric that assesses the profitability of an investment. It indicates how much profit or loss an investment generates relative to its cost, typically represented as a percentage. Calculating ROI can help determine the efficiency of an investment, making it valuable for various financial decisions like stock purchases, business ventures, or real estate transactions.

Calculating ROI

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The basic formula for calculating ROI is:

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ROI = (Net Return on Investment / Cost of Investment) x 100%

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Alternatively, you can use this formula:

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ROI = ((FVI - IVI) / Cost of Investment) x 100%

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Where:

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FVI = Final value of investment

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IVI = Initial value of investment

Understanding ROI

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A positive ROI signals that the investment is profitable, with total returns exceeding total costs.

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Conversely, a negative ROI means the investment is incurring a loss, with total costs outweighing total returns.

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To ensure accuracy, consider all costs and returns associated with the investment.

Illustrative Example

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Let's assume an investor purchased 1,000 shares of a company at $10 per share and sold them a year later for $12.50 per share. During this period, the investor received $500 in dividends but incurred $125 in trading commissions.

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The ROI for this investment would be 28.75%.

Annualized ROI

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A significant limitation of the basic ROI calculation is that it doesn't factor in the investment's holding period (the duration for which the investment is held).

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Annualized ROI addresses this by providing a more accurate representation of annual returns, accounting for compounding effects over time.

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The formula for annualized ROI is:

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Annualized ROI = [(1 + ROI)^(1/n) - 1] x 100%

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Where:

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n = Number of years investment is held

Comparing Investments using Annualized ROI

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Annualized ROI is particularly useful when comparing returns from different investments with varying holding periods.

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It helps determine which investment yielded a superior ROI on an annualized basis.

The Impact of Leverage on ROI

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Leverage, like using borrowed funds (margin loans), can magnify both gains and losses in ROI.

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While leverage can increase ROI if the investment performs well, it also amplifies losses if the investment declines in value.

Addressing Unequal Cash Flows

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When dealing with business proposals with uneven cash flows, ROI might fluctuate each year.

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In such scenarios, using the internal rate of return (IRR) function in a spreadsheet or calculator can provide a more accurate ROI calculation.

Advantages of ROI

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Simplicity and Ease of Calculation: ROI is a straightforward metric, easily calculated and understood, making it a universal measure of profitability.

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Wide Applicability: ROI is a standard measure used across various industries and contexts, allowing for consistent comparisons.

Disadvantages of ROI

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Neglects Holding Period: The basic ROI calculation doesn't consider the investment's holding period, which can lead to inaccurate comparisons.

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No Risk Adjustment: ROI doesn't account for the risk associated with an investment, overlooking the potential for higher returns often accompanied by greater risk.

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Potential for Cost Omission: ROI calculations can be misleading if all associated costs are not included, potentially overstating the actual returns.

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Limited Scope of Benefits: ROI primarily focuses on financial gains and often fails to capture non-financial benefits, such as social or environmental impacts.

Despite these limitations, ROI remains a valuable tool for evaluating investment opportunities and assessing their profitability. By understanding its calculation, applications, and limitations, you can make more informed financial decisions.

Note:- Blog post is taken help of AI